News From Terre Haute, Indiana

Local & Bistate

June 13, 2013

Insurance proof goes high tech

Law allows drivers to use smartphones to show insurance cards

TERRE HAUTE — Proof of insurance will soon be just a few taps away.

 Effective July 1, a new state law will allow Indiana drivers to show proof of insurance to police electronically in a trend that signals increasing use of technology in insurance laws.

 This year, 16 other states passed a similar law bringing the total number of states that have electronic proof of coverage in their law books to 24, according to the Property Casualty Insurance Association of America.

 The Senate Enrolled Act No. 620 states that drivers can show proof of financial responsibility to law enforcement officers in either a paper or electronic format. Electronic formats, according to the law, include the “display of an electronic image on a telecommunications device.”

 For instance, drivers will be able to show a digital image of their insurance card from a smartphone by accessing it through their car insurance provider app.

 However, it is uncertain whether all smartphones and insurance companies are now providing this service to consumers.

 In some instances, Internet connection may be required for access.

Vigo County Chief Deputy Clark Cottom said Tuesday that officers attend trainings twice a year to discuss statute changes like this one. The earliest on-shift training is slated for this month.

 Cottom said he sees this change as a benefit to both motorists and police.

 He also said other aspects of their work are already done with the help of technology, such as the ability to scan a driver’s license inside police cars, so accessing proof of insurance and other documents electronically is “obviously a wave of the future.”

Officers often find that motorists are not aware that their insurance cards have expired and this change may “give motorists a better opportunity to follow their expiration dates,” Cottom said.

It may even help drivers avoid a ticket. Drivers can access a copy of their proof of insurance from phones if they forget to put a paper copy in the car.

 “I think it is giving you more options. You don’t have to have that piece of paper in your glove box,” said PCI public affairs director Nicole Mahrt Ganley.

 But Ganley said the change is certainly not a mandate. Paper copies are still an option for drivers. Electronic proof just provides “flexibility” to insurance consumers.

 What’s important is having insurance. Cottom reminds “citizens that they are required to hold proof of financial responsibility” not just in the event of a traffic citation but also at other times such as during accidents and license plates renewals.

 Tribune-Star reporter Dianne Frances D. Powell can be reached at 812-231-4299 or dianne.powell@tribstar.com.

 

1
Text Only | Photo Reprints
Local & Bistate
Latest News
TribStar.com Poll
AP Video
Last Mass Lynching in U.S. Remains Unsolved Raw: Fight Breaks Out in Ukraine Parliament Bodies of Malaysia Jet Victims Leave Ukraine Raw: Truck, Train Crash Leads to Fireball Clinton: "AIDS-Free Generation Within Our Reach" Home-sharing Programs Help Seniors Disabled Veterans Memorial Nearing Completion Judge Ponders Overturning Colo. Gay Marriage Ban Ex-NYC Mayor: US Should Allow Flights to Israel Fighting Rages Amid Mideast Truce Push Obama Signs Workforce Training Law Raw: Plane Lands on New York Highway Raw: Typhoon Brings Heavy Wind, Rain to Taiwan Crash Victims' Remains Reach Ukraine-held City Raw: Secretary of State Kerry in Israel Raw: Massive Explosion in Gaza City NYPD Chief Calls for 'use of Force' Retraining Police Probing Brooklyn Bridge Flag Switch Raw: Israel Hits Gaza Targets, Destroys Mosques US Official: Most Migrant Children to Be Removed
NDN Video
CDC Director Warns Of A World Where Antibiotics No Longer Work Whoa! Watch "Housewives" Star Do the Unthinkable Raw: Fight Breaks Out in Ukraine Parliament Chris Pratt Interrupts Interview To French Braid Intern's Hair Shirtless Super Mario Balotelli Dances While Ironing - @TheBuzzeronFOX LeBron apologizes to neighbors with cupcakes Justin Bieber In Calvin Klein Underwear Shoot Samsung Pre-Trolls The IPhone 6 With New Ad Jimmy Kimmel Introduces His Baby Girl Swim Daily, Nina Agdal in the Cook Islands Guilty Dog Apologizes to Baby for Stealing Her Toy Prince George Turns 1 and is Already a Trendsetter Train Collides With Semi Truck Carrying Lighter Fluid Kanye West Tells-All on Wedding in "GQ" Interview Tony Dungy Weighs in on Michael Sam Scarlett Johansson Set To Marry In August New Star Wars Episode XII X-Wing Revealed Obama: Putin must push separatists to aid MH17 probe Michigan inmates no longer allowed to wear orange due to 'OITNB' Adam Levine Ties the Knot
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.
  • -

     

    March 12, 2010

activity