The race to college savings
Cars roaring at the Indianapolis Motor Speedway with thousands of Hoosiers celebrating is what most individuals associate with Indiana in May. Although there is nothing like watching the Indianapolis 500, there’s more to be celebrated in May: 5/29 College Savings Day.
What’s that you ask? It’s a day to celebrate planning and preparing for the most important investment you can make an education. You can do this by opening or contributing to a CollegeChoice 529 Savings Plan, which is a tax-advantaged way for any Hoosier to save for a loved one’s education expenses.
Studies have shown that the typical bachelor’s degree recipient can expect to earn about 61 percent more over a 40-year working life than the typical high school graduate earns over the same period. There’s no better gift for a loved one than helping them prepare for some level of higher educational attainment.
The CollegeChoice Plan works for any Hoosier because it’s eligible for more than your two- or four-year universities and colleges. Technical, vocational or trade schools qualify as well. So, whether you are saving for your toddler at home or for career retraining for yourself — it works. Even better, saving for the future gives you a tax benefit today. Any Hoosier who contributes to a CollegeChoice Plan is eligible to receive a 20 percent state income tax credit, up to $1,000, on their contribution. That’s an immediate twenty percent savings, faster than the quickest pit stop imaginable.
Our country’s future depends on an educated workforce. It’s projected that by 2018 there will be 930,000 job vacancies in Indiana. Those are jobs that Hoosiers want and need to fill but require post-secondary education or training.
That’s why it’s more important than ever that you start planning and preparing now. Don’t put the brakes on your future by not saving now. Help us spread the word by talking to your friends, family, and employers about the CollegeChoice 529 Plan. We all need to be involved in making 5/29 College Savings Day a turning point in our communities.
Helio, Dario, TK, and Simona may see life flash by at 220 mph, but you don’t need to. Finish the race a winner by saving today. For more information on the CollegeChoice 529 Savings Plan, visit www.collegechoiceplan.com.
— Richard Mourdock
Indiana state treasurer
The race to college savings
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READERS’ FORUM: July 17, 2014
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Readers’ Forum: July 15, 2014
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Readers’ Forum: July 13, 2014
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READERS' FORUM: July 10, 2014
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Readers’ Forum: July 8, 2014
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Readers’ Forum: July 6, 2014
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Readers’ Forum: July 3, 2014
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Readers’ Forum: July 1, 2014
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Readers’ Forum: June 30, 2014
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Readers’ Forum: June 29, 2014
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Readers’ Forum: June 26, 2014
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Readers’ Forum: June 24, 2014
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Readers’ Forum: June 22, 2014
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