Let the shopping season begin!
The day after Thanksgiving has virtually become a holiday of its own. “Black Friday” is the busiest shopping day of the year, with people lining up at midnight or earlier for door-busting deals as they begin the busy holiday shopping season.
And the Monday after that has become a virtual holiday, so to speak. “Cyber Monday” is the day web-savvy people search for deals on the Internet.
But there is more than one way to find value on the Internet. For example, Social Security offers many online services to the general public — and they are free! Not only that, but doing business online with Social Security will save you time and money. And it’s so easy to do. Here are some of the most popular services you’ll find at www.socialsecurity.gov.
• The online Social Security Statement is a hot new service that is a big hit with the millions of people who’ve used it since its launch last May. Your online statement provides you with a record of your past earnings, and it uses those earnings along with projected earnings for future years to give you accurate estimates of future Social Security benefits. Get your statement at www.socialsecurity.gov/mystatement.
• The Retirement Estimator is an easy way to get an instant, personalized estimate of your future Social Security benefits. Just key in some basic information and the Estimator will use information on your Social Security record, along with what you input, to give you a benefit estimate on the spot. You even can experiment with different scenarios, such as changing your future earnings and retirement date. Check it out in English at www.socialsecurity.gov/estimator or in Spanish at www.segurosocial.gov/calculador.
• The online retirement application is the most convenient way to apply for Social Security retirement benefits. You can apply from the comfort of your home — it’s fast, easy, and secure. It’s so easy, in fact, that it can take you as little as 15 minutes to apply online. In most cases, after your application is submitted electronically, you’re done. There are no forms to sign and usually no documentation is required. Social Security will process your application and contact you if any further information is needed. When you’re ready to retire, apply at www.socialsecurity.gov/applyonline.
• Business Services Online is our one-stop shop for small business owners. The site allows organizations and authorized individuals to conduct business with and submit confidential information to Social Security. Employers can use it to file W-2s for their employees the fast, convenient, and paperless way — online. Visit Business Services Online at www.socialsecurity.gov/bso.
In the American Customer Satisfaction Index, Social Security’s online services continuously receive the highest ratings in both the public and private sectors, year after year.
To learn more about all you can do on Cyber Monday, or any day, visit www.socialsecurity.gov/onlineservices.
Let the shopping season begin!
Fresh coat: Student Painters put business theories to work
James Welch has successfully started his own painting business in the Wabash Valley. It isn’t entirely his business, however, but it certainly appears that way.
Eye on the Pie: Indiana’s small business friendliness: A report card
It must be the season. Another ranking of the states crossed my desk this week. That’s the second in two weeks. This time it’s from the Kauffman Foundation, the Kansas City organization that promotes entrepreneur development, and its polling affiliate, Thumbtack.com from San Francisco. Briefly, this report tells us that Indiana’s small business friendliness rates a grade of B-, 18th of 38 states in the survey.
Social Security benefits of different flavors
Do you scream for ice cream? If so, July’s the month for you. If not, please read on just the same.
July is National Ice Cream Month, and July 20 is National Ice Cream Day. Take your family to get ice cream and you’ll find a variety of flavors. Same with Social Security. Most people think of retirement, but that’s like limiting yourself to vanilla. At Social Security, we offer a variety of benefits.
Business Cents: Know your key demographics, market share
Today I wanted to discuss one of the more frequent questions and challenges that business owners face and also one of the more common reasons companies fail: understanding their market.
Score: Learn the ins and outs of cash flow
You often hear about motorists who suffer breakdowns in the worst possible places because they didn’t bother to check their oil level regularly or ignored their dashboard warning lights. Many small business owners do the same thing when it comes to managing their cash flow.
Davis named interim student affairs VP
Nolan Davis, associate vice president of student affairs at Indiana State University since 2010, has been named interim vice president for student affairs, President Daniel J. Bradley recently announced.
Wireless Mike’s to host grand opening week
Wireless Mike’s will host a grand opening celebration at its new location in Marshall, Ill., beginning Friday.
- Newsmaker: July 13, 2014
- On the move: July 13, 2014
Chamber of Commerce: Getting in touch with the membership
How does a new Chamber of Commerce president, with no previous chamber experience, begin his tenure?
Social Security: Get to know your financial numbers
In the United States, people do a lot to recognize and honor the heroes who serve in the Armed Forces and those who paid the ultimate sacrifice. July is an appropriate month to recognize veterans and wounded warriors, as we celebrate our nation’s independence.
Ask Score: Get to know your financial numbers
Anyone who longs for the “good old days” probably doesn’t own a small business. Given the variety of powerful, easy-to-use accounting software products available today, it’s difficult to imagine wanting to keep records and prepare financial statements by hand.
Librarian to take over VCPL west branch
The Vigo County Public Library has named Lauri Chandler as the new manager of West Branch.
DNR seeks new officer candidates
The Department of Natural Resources is seeking qualified applicants to become Indiana Conservation Officers.
St. Mary’s gift shop reopens in renovated location
A sense of excitement flowed through the air of Providence Spirituality and Conference Center at St. Mary-of-the-Woods on June 20, as Linden Leaf Gifts conducted its official grand opening.
ON THE MOVE: July 6, 2014
ON THE MOVE
U.S. employers added robust 288K jobs in June
WASHINGTON (AP) — Hiring over the past five months has been the strongest since the late-1990s tech boom as the economy added 288,000 jobs in June and the unemployment rate fell to 6.1 percent from 6.3 percent.
Crawfordsville to gain 300 book publishing jobs
CRAWFORDSVILLE, Ind. (AP) — Book publisher Penguin Random House LLC has announced plans to consolidate a major portion of its U.S. distribution and fulfillment operations in the west central Indiana city of Crawfordsville, creating up to 313 new jobs by 2016.
$102M in fed funds going toward INDOT projects
The Indiana Department of Transportation awarded $102 million in federal transportation funding to cities, towns and counties, including $70 million for road construction, $17 million for bridge construction and $12 million for bicycle and pedestrian and nearly $3 million for safety projects.
SOCIAL SECURITY: A, B, C, D: Medicare is here to stay
Medicare went into effect 48 years ago on July 1, 1966. Earlier that same year, Medicare workers went door to door trying to get seniors to sign up. Medicare was not the cornerstone then that it is today, and people did not know whether it was going to work for the long haul.
Business Cents: Time for blighted collaboration
Anyone who drives through the Wabash Valley can’t miss all the blighted areas, especially as they drive further into our rural communities.
Young Leaders: Similarly clad leaders beat the heat
The Young Leaders of Terre Haute hosted its monthly meeting on June 5 at Clabber Girl, and a lot was accomplished as we approach the heat of summer.
Ask SCORE: Beyond banks: Finding alternative financing
After several years of financial market upheaval, banks are once again making loans to viable small business proposals. But as Chicago-based author and consultant Carol Roth notes, they are determined not to repeat past mistakes.
Toyota dealership gets Prez’s Award
Toyota of Terre Haute has been awarded the President’s Award by Toyota Motor Sales.
EYE ON THE PIE: The ups and downs of the Indiana economy
You probably did not notice it last week. Perhaps the World Cup or the early summer weather absorbed your attention. Nonetheless, the U.S. Bureau of Economic Analysis published the latest data about Indiana’s Gross Domestic Product (GDP).
SOCIAL SECURITY: Providing customer service for the disabled
This coming Friday is Helen Keller Day, a commemorative holiday established by President Jimmy Carter in 1980 on her 100th birthday.
ASK SCORE: Take care of your customers, and they’ll take care of you
Wouldn’t it be great if you could read minds? Then you’d know exactly what each customer thought of your small business — the quality of service, your prices, the hours you’re available — and respond accordingly.
Chamber to host Indiana Wage and Hour Law Seminar
Paying employees and tracking hours might sound easy enough, but there are a number of federal and state laws to which companies must adhere in order to stay in compliance and avoid costly fines and lawsuits.
- ON THE MOVE: June 22, 2014
- More Business Headlines
- Fresh coat: Student Painters put business theories to work