News From Terre Haute, Indiana

Business

February 1, 2014

SOCIAL SECURITY: Getting up to speed on age, timing and disability benefits

TERRE HAUTE — The month of February is a time to recognize a number of unfortunate ailments that disable and take the lives of too many people.

February is American Heart Month, focusing on heart disease and how to prevent it. Every year more than 700,000 Americans have a heart attack, and about 600,000 die from heart disease, making up about a fourth of the nation’s deaths.

• National Wear Red Day, Feb. 7, also focuses on heart disease, which is the number one killer of women.

• Feb. 4 is World Cancer Day, a chance to raise our collective voices in the name of improving knowledge about cancer.

• Feb. 14 is National Donor Day, encouraging everyone to become an organ donor, giving the ultimate Valentine to someone in need.

These awareness campaigns remind us how critically important Social Security disability benefits are for people with severe disabilities and their families.

Many people do not like to think about disability.  However, the onset of disability is unpredictable and can happen to anyone at any age. The unfortunate reality is that one in four 20-year-old workers become disabled before reaching retirement age. When severe illness or injury robs a person of the ability to work and earn a living, Social Security disability benefits can provide a critical source of financial support at a time of need.

When you work and pay Social Security taxes, you earn credits. These credits count toward retirement, survivor and disability benefits. The number of credits you need to qualify for disability benefits depends on your age, and some of the work must be recent. For example, the younger you are, the fewer credits you need to have. For most people, you need to have worked at least a total of 10 years, but if you are younger, you may qualify with as little as a year and a half of work.

You don’t need to have had a heart attack, organ transplant or cancer to qualify for disability benefits. However, you must have a disability that is severe enough to render you unable to work and that is expected to last a year or longer, or result in death.

If you have such a disability, you should start your application now. That’s because it takes time to determine whether you qualify for benefits. It usually takes three to four months for a medical decision from the state agency that evaluates your condition. If your application is approved, your first Social Security disability payment will be made for the sixth full month after the date the state agency determines that you qualify for disability benefits. For example, if the state agency determines you qualify for disability benefits effective January 15, your first disability payment would be paid for the month of July. (Your July payment would be received in August.)

It’s in your best interest to do everything you can to help speed the process. The best first step is for you to read our online publication, Disability Benefits, at www.socialsecurity.gov/pubs. It will tell you all about the process, including the information you will need to apply for benefits.

Then, take advantage of our online disability starter kits. We have one starter kit for children and one for adults, and both are available in English and Spanish. The starter kit will help you get ready for your disability interview or online application, and it provides information about the specific documents and the information that we will request from you. You will find the starter kits on our disability website at www.socialsec

urity.gov/disability, under “Apply for Benefits.”

Once you complete your online disability starter kit and you’re ready to apply, the most convenient way to accomplish this is also online. Just visit www.social security.gov/applyfordisabil ity to begin.

 

Brian L. Hewitt is District Manager of Social Security Administration office at 222 Cherry St.

1
Text Only | Photo Reprints
Business
  • Union Hospital cuts to come from support staff

    The reduction of 150 employees in Union Health System by the end of this year will come from support staff, employees who do not have direct patient care duties, hospital administrators said today.

    July 23, 2014

  • EYE ON THE PIE: Private sector option to calm violence in streets

    We were in Edinburgh at the Pixy Theater waiting to hear the Wright Brothers play.

    July 19, 2014

  • Christian bookstore to celebrate 30-year mark

    The Open Door Christian Bookstore is celebrating 30 years of business in Terre Haute. On July 30, The Open Door staff will host a celebration of the milestone with 30-percent-off coupons, free cupcakes and door prizes throughout the day.

    July 19, 2014

  • On the Move: July 20, 2014

    July 19, 2014

  • Décor tips for outdoors focus of magazine issue

    The new issue of the Carpet One of Terre Haute digital magazine – Beautiful Design Made Simple – focuses on getting ready for the summer and expanding living space outdoors.

    July 19, 2014

  • BUSINESS BRIEFS: July 20, 2014

    • ‘Accessible tech’ workshop in works
    • Old National to host earnings web cast
    • Duke to promote entry-level openings
    • Thrift store seeks clothes donations
    • Upland wins multiple awards at Brewery Cup
    • Technology for people with disabilities workshop at ISU

    July 19, 2014

  • Restaurant continues lemonade sale cancer fundraiser

    In the summer of 2000, the idea behind Alex’s Lemonade Stand Foundation was born when 4-year-old cancer patient Alexandra “Alex” Scott set up a front yard lemonade stand to raise funds and awareness for childhood cancer cures.

    July 19, 2014

  • Nursery seeks grant applications

    The Terre Haute Day Nursery Committee is seeking grant applications from nonprofit organizations for funding in the child care areas of tuition assistance and program development.

    July 19, 2014

  • ASK SCORE: Looking to expand? Make sure credit measures up

    Good credit has always been important for entrepreneurs. But in today’s economy, building and maintaining a strong business credit score is essential for accessing both start-up and growth capital.

    July 19, 2014

  • SOCIAL SECURITY: Retirement, early or late, is a big decision

    If you believe in going all the way or not going at all, there’s a day to celebrate your extreme ways. This coming Saturday is All or Nothing Day.

    July 19, 2014

  • O’Rourke joins Sisters of Providence team

    When Providence Spirituality and Conference Center facilities manager Linda Malooley called Andrea O’Rourke inquiring if she knew of anyone who might be interested in taking Malooley’s position, O’Rourke offered a quick response.

    July 19, 2014

  • Regional artist to receive Arts Commission development grant

    The Indiana Arts Commission announced Friday that one regional artist is among 38 artists throughout the state receiving career development assistance through the agency’s Individual Artist Program grants for Fiscal Year 2015.

    July 19, 2014

  • Update: Union Hospital notifying workers of layoff

    Some employees of Union Hospital are receiving notice that they will be laid off as part of cost reductions.

    July 18, 2014

  • Convenience stores keep up fight to sell cold beer

    INDIANAPOLIS (AP) — Convenience stores in Indiana are keeping up their fight to be able to sell cold beer, as a trade group said Tuesday it was appealing a judge’s decision upholding the state law that prohibits them from selling the beverages chilled.

    July 15, 2014

  • JM 070914 PAINTER 02WELCH.jpg Fresh coat: Student Painters put business theories to work

    James Welch has successfully started his own painting business in the Wabash Valley. It isn’t entirely his business, however, but it certainly appears that way.

    July 12, 2014 3 Photos

  • Eye on the Pie: Indiana’s small business friendliness: A report card

    It must be the season. Another ranking of the states crossed my desk this week. That’s the second in two weeks. This time it’s from the Kauffman Foundation, the Kansas City organization that promotes entrepreneur development, and its polling affiliate, Thumbtack.com from San Francisco. Briefly, this report tells us that Indiana’s small business friendliness rates a grade of B-, 18th of 38 states in the survey.

    July 12, 2014

  • Social Security benefits of different flavors

    Do you scream for ice cream? If so, July’s the month for you. If not, please read on just the same.
    July is National Ice Cream Month, and July 20 is National Ice Cream Day. Take your family to get ice cream and you’ll find a variety of flavors. Same with Social Security. Most people think of retirement, but that’s like limiting yourself to vanilla. At Social Security, we offer a variety of benefits.

    July 12, 2014

  • Business Cents: Know your key demographics, market share

    Today I wanted to discuss one of the more frequent questions and challenges that business owners face and also one of the more common reasons companies fail: understanding their market.

    July 12, 2014

  • Score: Learn the ins and outs of cash flow

    You often hear about motorists who suffer breakdowns in the worst possible places because they didn’t bother to check their oil level regularly or ignored their dashboard warning lights. Many small business owners do the same thing when it comes to managing their cash flow.

    July 12, 2014

  • Davis named interim student affairs VP

    Nolan Davis, associate vice president of student affairs at Indiana State University since 2010, has been named interim vice president for student affairs, President Daniel J. Bradley recently announced.

    July 12, 2014

  • Wireless Mike’s to host grand opening week

    Wireless Mike’s will host a grand opening celebration at its new location in Marshall, Ill., beginning Friday.

    July 12, 2014

  • Newsmaker: July 13, 2014

    July 12, 2014

  • On the move: July 13, 2014

    July 12, 2014

  • Chamber of Commerce: Getting in touch with the membership

    How does a new Chamber of Commerce president, with no previous chamber experience, begin his tenure?

    July 6, 2014

  • Social Security: Get to know your financial numbers

    In the United States, people do a lot to recognize and honor the heroes who serve in the Armed Forces and those who paid the ultimate sacrifice. July is an appropriate month to recognize veterans and wounded warriors, as we celebrate our nation’s independence.

    July 6, 2014

  • Ask Score: Get to know your financial numbers

    Anyone who longs for the “good old days” probably doesn’t own a small business. Given the variety of powerful, easy-to-use accounting software products available today, it’s difficult to imagine wanting to keep records and prepare financial statements by hand.

    July 6, 2014

  • Librarian to take over VCPL west branch

    The Vigo County Public Library has named Lauri Chandler as the new manager of West Branch.

    July 6, 2014

  • DNR seeks new officer candidates

    The Department of Natural Resources is seeking qualified applicants to become Indiana Conservation Officers.

    July 6, 2014

  • St. Mary’s gift shop reopens in renovated location

    A sense of excitement flowed through the air of Providence Spirituality and Conference Center at St. Mary-of-the-Woods on June 20, as Linden Leaf Gifts conducted its official grand opening.

    July 6, 2014

  • Newmakers

    Newmakers

    July 6, 2014

Latest News
TribStar.com Poll
AP Video
Raw: Air Algerie Flight 5017 Wreckage Raw: Big Rig Stuck in Illinois Swamp Kangaroo Goes Missing in Oklahoma Judge Faces Heat Over Offer to Help Migrant Kids More M17 Bodies Return, Sanctions on Russia Grow Kerry: No Deal Yet on 7-Day Gaza Truce Raw: Iowa Police Dash Cam Shows Wild Chase Ohio State Marching Band Chief Fired After Probe Virginia Governor Tours Tornado Aftermath Gaza Residents Mourn Dead Amid Airstrikes Dempsey: Putin May Light Fire and Lose Control Raw: Air Algerie Crash Site in Mali Israel Mulls Ceasefire Amid Gaza Offensive Raw: Deadly Tornado Hits Virginia Campground Crashed Air Algerie Plane Found in Mali Police: Doctor Who Shot Gunman 'Saved Lives' Raw: Bolivian Dancers Attempt to Break Record Israeli American Reservist Torn Over Return Raw: Israel, Palestine Supporters Rally in US Mobile App Gives Tour of Battle of Atlanta Sites
NDN Video
Big Weekend For Atlanta Braves In Cooperstown - @TheBuzzeronFox Chapter Two: Becoming a first-time director What's Got Jack Black Freaking Out at Comic-Con? Doctors Remove 232 Teeth From Teen's Mouth Bradley Cooper Explains His Voice in 'Guardians of the Galaxy' Deja vu: Another NYPD officer choke-holding a suspect 'Fifty Shades of Grey': Watch the Super Sexy First Trailer Now! Reports: Ravens RB Ray Rice Suspended For 1st 2 Games Of The Season Air Algerie plane with 119 on board missing over Mali Diamond Stone, Malik Newman, Josh Jackson and others showcase talent Free Arturo - The World's Saddest Polar Bear A Look Back at Batman On Film Through The Years LeBron James -- Dropped $2k On Cupcake Apology ... Proceeds To Benefit Charity Snoop Dogg Says He Smoked Weed at the White House Raw: Fight Breaks Out in Ukraine Parliament Chris Pratt Interrupts Interview To French Braid Intern's Hair Shirtless Super Mario Balotelli Dances While Ironing - @TheBuzzeronFOX Whoa! Watch "Housewives" Star Do the Unthinkable LeBron apologizes to neighbors with cupcakes Justin Bieber In Calvin Klein Underwear Shoot
Parade
Magazine

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.
  • -

     

    March 12, 2010

activity