TERRE HAUTE —
Q: I need to get a benefit verification letter. Do I need to come into the office?
A: No, you can get it online. There’s no need to fight traffic and visit a busy government office to obtain proof of your benefits. To get your benefit verification letter, simply visit us online at www.socialsecurity.gov/ myaccount and set up a my Social Security account. After you’ve spent a few minutes to establish your account, it will be simple to get your benefit verification letter immediately and much more, at any time.
Q: How do I get a replacement Social Security card?
A: In the event that you really do want or need to get a replacement card, either for yourself or for a child, you can find all the details at www.social
security.gov/ssnumber. The “Get Or Replace a Social Security Card” page provides information on how to obtain a replacement card and what specific documents you need to provide. Each situation is unique, but in most cases you simply need to print, complete, and either mail or bring the application to Social Security with the appropriate documentation (originals or certified copies only).
Q: Can I apply online for retirement benefits?
A: Yes. In fact, almost half of all individuals apply for retirement benefits online. Join the millions of Americans who have saved a trip to a Social Security office and applied the quickest and easiest way — online. In as little as 15 minutes you can submit your application electronically. In most cases, once you’ve submitted your application, you’re done and there are no forms to sign or documents to send in. If we do need more information to process your application, a representative will contact you.
Q: If both my spouse and I are entitled to Social Security benefits based on our own work records, is there any reduction in our payments because we are married?
A: No. We independently calculate each person’s Social Security benefit amount. Each spouse receives a monthly benefit amount based on his or her own earnings. Couples are not penalized simply because they are married.
Q: I know I am eligible to apply for disability benefits based on my earnings record. But how does Social Security decide whether I am disabled?
A: Overall, we use a five-step evaluation process to decide whether you are disabled. The process considers any current work activity you are doing. It also considers the severity of your medical condition and how it affects your ability to work. To be found disabled:
n You must be unable to do work you did before you became disabled and we must decide you cannot adjust to other work because of your medical condition; and
n Your disability must last, or be expected to last, for at least one year or to result in death.
Social Security pays only for total disability. We do not pay benefits for partial or short-term disability.
Q: Is it true that if you have low income you can get help paying your Medicare premiums?
A: Yes. If your income and resources are limited, your state may be able to help with your Medicare Part B premium, deductibles, and coinsurance amounts. State rules vary on the income and resources that apply. Contact your State or local medical assistance, social services, or welfare office, or call the Medicare hotline, 1-800-MEDICARE (1-800-633-4227), and ask about the Medicare Savings Programs. If you have limited income and resources, you also may be able to get Extra Help paying for prescription drug coverage under Medicare Part D. Learn more at www.socialsecurity.gov/pre scriptionhelp. Also, see our publication, Medicare, at www.socialsecurity.gov/pubs.
Brian L. Hewitt is district manager at the Social Security Administration office at 222 Cherry St.
TERRE HAUTE —
Q: I need to get a benefit verification letter. Do I need to come into the office?
Chamber of Commerce: Getting in touch with the membership
How does a new Chamber of Commerce president, with no previous chamber experience, begin his tenure?
Social Security: Get to know your financial numbers
In the United States, people do a lot to recognize and honor the heroes who serve in the Armed Forces and those who paid the ultimate sacrifice. July is an appropriate month to recognize veterans and wounded warriors, as we celebrate our nation’s independence.
Ask Score: Get to know your financial numbers
Anyone who longs for the “good old days” probably doesn’t own a small business. Given the variety of powerful, easy-to-use accounting software products available today, it’s difficult to imagine wanting to keep records and prepare financial statements by hand.
Librarian to take over VCPL west branch
The Vigo County Public Library has named Lauri Chandler as the new manager of West Branch.
DNR seeks new officer candidates
The Department of Natural Resources is seeking qualified applicants to become Indiana Conservation Officers.
St. Mary’s gift shop reopens in renovated location
A sense of excitement flowed through the air of Providence Spirituality and Conference Center at St. Mary-of-the-Woods on June 20, as Linden Leaf Gifts conducted its official grand opening.
ON THE MOVE: July 6, 2014
ON THE MOVE
U.S. employers added robust 288K jobs in June
WASHINGTON (AP) — Hiring over the past five months has been the strongest since the late-1990s tech boom as the economy added 288,000 jobs in June and the unemployment rate fell to 6.1 percent from 6.3 percent.
Crawfordsville to gain 300 book publishing jobs
CRAWFORDSVILLE, Ind. (AP) — Book publisher Penguin Random House LLC has announced plans to consolidate a major portion of its U.S. distribution and fulfillment operations in the west central Indiana city of Crawfordsville, creating up to 313 new jobs by 2016.
$102M in fed funds going toward INDOT projects
The Indiana Department of Transportation awarded $102 million in federal transportation funding to cities, towns and counties, including $70 million for road construction, $17 million for bridge construction and $12 million for bicycle and pedestrian and nearly $3 million for safety projects.
SOCIAL SECURITY: A, B, C, D: Medicare is here to stay
Medicare went into effect 48 years ago on July 1, 1966. Earlier that same year, Medicare workers went door to door trying to get seniors to sign up. Medicare was not the cornerstone then that it is today, and people did not know whether it was going to work for the long haul.
Business Cents: Time for blighted collaboration
Anyone who drives through the Wabash Valley can’t miss all the blighted areas, especially as they drive further into our rural communities.
Young Leaders: Similarly clad leaders beat the heat
The Young Leaders of Terre Haute hosted its monthly meeting on June 5 at Clabber Girl, and a lot was accomplished as we approach the heat of summer.
Ask SCORE: Beyond banks: Finding alternative financing
After several years of financial market upheaval, banks are once again making loans to viable small business proposals. But as Chicago-based author and consultant Carol Roth notes, they are determined not to repeat past mistakes.
Toyota dealership gets Prez’s Award
Toyota of Terre Haute has been awarded the President’s Award by Toyota Motor Sales.
EYE ON THE PIE: The ups and downs of the Indiana economy
You probably did not notice it last week. Perhaps the World Cup or the early summer weather absorbed your attention. Nonetheless, the U.S. Bureau of Economic Analysis published the latest data about Indiana’s Gross Domestic Product (GDP).
SOCIAL SECURITY: Providing customer service for the disabled
This coming Friday is Helen Keller Day, a commemorative holiday established by President Jimmy Carter in 1980 on her 100th birthday.
ASK SCORE: Take care of your customers, and they’ll take care of you
Wouldn’t it be great if you could read minds? Then you’d know exactly what each customer thought of your small business — the quality of service, your prices, the hours you’re available — and respond accordingly.
Chamber to host Indiana Wage and Hour Law Seminar
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- ON THE MOVE: June 22, 2014
New insurance branch opens in Marshall
The State Farm Insurance branch of MarLo Huffington opened its doors in Marshall, Ill., on Saturday.
Sullivan County Community Hospital recognized for reducing energy costs
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Terre Haute Interstate All Battery Center celebrates grand opening
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Wal-Mart plans central Indiana distribution center
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Homeowners may qualify for help with storm damage
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It’s summertime, and that means it’s time for popcorn, snacks and blockbuster movies on the silver screen. Have you noticed that many of the heroes in theaters this year seem to be of a certain age? In fact, some of them are old enough they could easily be getting Social Security retirement benefits even as they continue to work — saving the world or otherwise.
Take care of your employees and they’ll take care of you
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BUSINESS CENTS: Boundaries create a positive environment
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Chamber updates ‘The Supervisor’s Handbook’
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