TERRE HAUTE —
Q: I need to get a benefit verification letter. Do I need to come into the office?
A: No, you can get it online. There’s no need to fight traffic and visit a busy government office to obtain proof of your benefits. To get your benefit verification letter, simply visit us online at www.socialsecurity.gov/ myaccount and set up a my Social Security account. After you’ve spent a few minutes to establish your account, it will be simple to get your benefit verification letter immediately and much more, at any time.
Q: How do I get a replacement Social Security card?
A: In the event that you really do want or need to get a replacement card, either for yourself or for a child, you can find all the details at www.social
security.gov/ssnumber. The “Get Or Replace a Social Security Card” page provides information on how to obtain a replacement card and what specific documents you need to provide. Each situation is unique, but in most cases you simply need to print, complete, and either mail or bring the application to Social Security with the appropriate documentation (originals or certified copies only).
Q: Can I apply online for retirement benefits?
A: Yes. In fact, almost half of all individuals apply for retirement benefits online. Join the millions of Americans who have saved a trip to a Social Security office and applied the quickest and easiest way — online. In as little as 15 minutes you can submit your application electronically. In most cases, once you’ve submitted your application, you’re done and there are no forms to sign or documents to send in. If we do need more information to process your application, a representative will contact you.
Q: If both my spouse and I are entitled to Social Security benefits based on our own work records, is there any reduction in our payments because we are married?
A: No. We independently calculate each person’s Social Security benefit amount. Each spouse receives a monthly benefit amount based on his or her own earnings. Couples are not penalized simply because they are married.
Q: I know I am eligible to apply for disability benefits based on my earnings record. But how does Social Security decide whether I am disabled?
A: Overall, we use a five-step evaluation process to decide whether you are disabled. The process considers any current work activity you are doing. It also considers the severity of your medical condition and how it affects your ability to work. To be found disabled:
n You must be unable to do work you did before you became disabled and we must decide you cannot adjust to other work because of your medical condition; and
n Your disability must last, or be expected to last, for at least one year or to result in death.
Social Security pays only for total disability. We do not pay benefits for partial or short-term disability.
Q: Is it true that if you have low income you can get help paying your Medicare premiums?
A: Yes. If your income and resources are limited, your state may be able to help with your Medicare Part B premium, deductibles, and coinsurance amounts. State rules vary on the income and resources that apply. Contact your State or local medical assistance, social services, or welfare office, or call the Medicare hotline, 1-800-MEDICARE (1-800-633-4227), and ask about the Medicare Savings Programs. If you have limited income and resources, you also may be able to get Extra Help paying for prescription drug coverage under Medicare Part D. Learn more at www.socialsecurity.gov/pre scriptionhelp. Also, see our publication, Medicare, at www.socialsecurity.gov/pubs.
Brian L. Hewitt is district manager at the Social Security Administration office at 222 Cherry St.
TERRE HAUTE —
Q: I need to get a benefit verification letter. Do I need to come into the office?
Marketing company tops advertising awards
MillerWhite Marketing has received 14 awards, five gold, in the 11th annual Service Industry Advertising Awards (SIAA) for marketing solutions created for 12 clients.
Health care Marketplace navigators to host event
Residents interested in signing up for Marketplace insurance, finding out more about options or meeting an in-person with Navigator, there will be an enrollment and information event from 9 a.m. to 3 p.m. on Wednesday at 1436 Locust St. in Terre Haute. There will be follow up appointments on March 26.
Heating service moratorium ends March 17
As the end of the winter heating season approaches, Vectren Energy Delivery (Vectren) reminds customers that the regulatory moratorium, which prevents utilities from disconnecting customers who meet low-income guidelines and have received federal and state utility heating assistance, will expire on Monday.
- BUSINESS BRIEFS: March 16, 2013
First Farmers Financial Corp. declares dividend
First Farmers Financial Corp. (OTCQB:FFMR) announced Tuesday that the Board of Directors approved a quarterly cash dividend for the first quarter of 2014 of $0.23 per share, payable on April 15 to shareholders of record as of March 31.
- ON THE MOVE: March 16, 2014
SOCIAL SECURITY: On Internet, beware the Ides of March
“Beware the Ides of March,” said the soothsayer to Caesar in William Shakespeare’s play, “Julius Caesar.”
EYE ON THE PIE: Indy urban transit: What about the rest of Indiana?
Trust those witty folks in the Indiana General Assembly to keep confounding us simple Hoosiers.
Last week, I praised the passage of HB 1020, which called for a study of economic incentives. I made the unforgivable mistake of working off a press release.
Social Security: Changes on the horizon for Social Security
A new year is a time for change. People across the world make resolutions and set goals to better themselves and the world around them. Whether you want to shed a few pounds, secure your finances for retirement, devote more time to charity or go on a vacation you’ve always dreamed about, chances are you have some ideas for a fresh start in 2014.
Business Cents: So does your advertising plan pass the sniff test?
Having been a business consultant for more than a decade now, there are some things that never fail to catch my attention, one of which is negative advertising.
Chamber of Commerce: Time to give a nod to local businesses
Are you familiar with a business deserving of recognition for achievements in 2013? Has it excelled in terms of business growth, implementation of green policies, creating a healthy workplace for its employees or overall business success? Maybe you are the owner of a company that meets these criteria? If so, consider completing a nomination for the Terre Haute Chamber of Commerce’s 2013 Business Recognition Award.
On the move: March 9, 2014
Stacey Joseph, broker associate with Remax Real Estate Associates in Terre Haute, was recently recognized by Remax of Indiana at the 2013 Awards Celebration at the JW Marriott in Indianapolis.
- Newsmakers: March 9, 2014
Milestone: March 9, 2014
On Wednesday Vermillion County Sheriff’s Department employee Robert (Pete) Jackson was recognized for 30 years of service.
Refrigerator recycling incentive increased to $50
Duke Energy customers who recycle outdated refrigerators or freezers will now receive a $50 incentive through the Duke Energy appliance recycling program.
Next Lunch with a Lawyer educational event set
Lunch with a Lawyer will feature attorney John Klotz from 11:30 a.m. to 1 p.m. March 17 at Wabash Senior Activity Center, 300 S. Fifth St.
Restaurant cuts ribbon for opening in Marshall
Country Kitchen celebrated its grand opening Friday with a Marshall Chamber of Commerce ribbon-cutting ceremony at the restaurant’s location at 710 Archer Ave., in Marshall, Ill.
Indiana startup launches social music player at SXSW
Caktus Music Inc. has announced the release of Caktus, the first true social music player, for iPhone.
Free tax preparation for low-income residents
Stadler & Company Tax Service is offering free tax preparation March 20-21 to low-income individuals and families in Wabash Valley.
Greater Clinton Chamber to meet at Dairy Queen
The Greater Clinton Chamber’s monthly luncheon is scheduled for noon Tuesday at Dairy Queen in Clinton.
US employers add 175K jobs despite harsh weather
U.S. employers stepped up hiring in February despite a blast of harsh winter weather, renewing hopes that the economy could accelerate this year.
Meet and greet March 7 at Tater & Joe’s Coffee Grounds
An informal meet and greet at the new Tater & Joe’s Coffee Grounds ,423 Wabash Ave., begins at 6 p.m. on Friday.
Sony DADC halting local distribution operation, cutting 34 jobs
Sony DADC, a major electronics and digital equipment maker, confirmed today it is closing a distribution operation at its Terre Haute plant.
Advisers make students apply theory to practice
Master’s students in a strategic management class at Indiana State University received professional advice and insights from local companies during a semester-long project.
Social Security: In Iditarod and retirement, prep is key
The Iditarod Trail Sled Dog Race, which started Saturday in Alaska, is one of the harshest, most challenging races known to man — or dog. Mushers embark on a nine- to 15-day race from Anchorage to Nome.
Contestants bear sub-zero temperatures with gale-force winds that can cause wind chills as low as negative 100 degrees Fahrenheit. It takes endurance, preparation and careful planning to make it from start to finish. The same can be said for your race toward retirement and Social Security.
- On the move: March 2, 2014
- Newsmakers: March 2, 2014
Biz prof outlines management practices
A strong dollar backed by the gold standard and perceived to be “as good as gold” has boosted America’s credibility with trading partners worldwide and facilitated rich exchanges of goods and services that allow the U.S. economy to grow and prosper.
FIO director to be keynote at D.C. summit
On the heels of his report to Congress proposing changes in insurance regulation, Michael McRaith, director of the Federal Insurance Office, will be the keynote speaker for Networks Financial Institute’s 10th anniversary Insurance Public Policy Summit.
Produce program taking applications
Melon Acres, north of Vincennes on U.S. 41, is preparing for another season of providing families with access to fresh, locally grown fruits and vegetables. The Oaktown farm’s Community Supported Agriculture program will begin the week of May 18. The 18-week season will run through September and shareholder registrations are now being accepted.
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