TERRE HAUTE —
Q: I need to get a benefit verification letter. Do I need to come into the office?
A: No, you can get it online. There’s no need to fight traffic and visit a busy government office to obtain proof of your benefits. To get your benefit verification letter, simply visit us online at www.socialsecurity.gov/ myaccount and set up a my Social Security account. After you’ve spent a few minutes to establish your account, it will be simple to get your benefit verification letter immediately and much more, at any time.
Q: How do I get a replacement Social Security card?
A: In the event that you really do want or need to get a replacement card, either for yourself or for a child, you can find all the details at www.social
security.gov/ssnumber. The “Get Or Replace a Social Security Card” page provides information on how to obtain a replacement card and what specific documents you need to provide. Each situation is unique, but in most cases you simply need to print, complete, and either mail or bring the application to Social Security with the appropriate documentation (originals or certified copies only).
Q: Can I apply online for retirement benefits?
A: Yes. In fact, almost half of all individuals apply for retirement benefits online. Join the millions of Americans who have saved a trip to a Social Security office and applied the quickest and easiest way — online. In as little as 15 minutes you can submit your application electronically. In most cases, once you’ve submitted your application, you’re done and there are no forms to sign or documents to send in. If we do need more information to process your application, a representative will contact you.
Q: If both my spouse and I are entitled to Social Security benefits based on our own work records, is there any reduction in our payments because we are married?
A: No. We independently calculate each person’s Social Security benefit amount. Each spouse receives a monthly benefit amount based on his or her own earnings. Couples are not penalized simply because they are married.
Q: I know I am eligible to apply for disability benefits based on my earnings record. But how does Social Security decide whether I am disabled?
A: Overall, we use a five-step evaluation process to decide whether you are disabled. The process considers any current work activity you are doing. It also considers the severity of your medical condition and how it affects your ability to work. To be found disabled:
n You must be unable to do work you did before you became disabled and we must decide you cannot adjust to other work because of your medical condition; and
n Your disability must last, or be expected to last, for at least one year or to result in death.
Social Security pays only for total disability. We do not pay benefits for partial or short-term disability.
Q: Is it true that if you have low income you can get help paying your Medicare premiums?
A: Yes. If your income and resources are limited, your state may be able to help with your Medicare Part B premium, deductibles, and coinsurance amounts. State rules vary on the income and resources that apply. Contact your State or local medical assistance, social services, or welfare office, or call the Medicare hotline, 1-800-MEDICARE (1-800-633-4227), and ask about the Medicare Savings Programs. If you have limited income and resources, you also may be able to get Extra Help paying for prescription drug coverage under Medicare Part D. Learn more at www.socialsecurity.gov/pre scriptionhelp. Also, see our publication, Medicare, at www.socialsecurity.gov/pubs.
Brian L. Hewitt is district manager at the Social Security Administration office at 222 Cherry St.
TERRE HAUTE —
Q: I need to get a benefit verification letter. Do I need to come into the office?
Old National acquires Michigan bank
Evansville-based Old National Bancorp and Grand Rapids-based Founders Financial Corp. said Monday they have finalized an agreement under which Old National will acquire Founders through a stock and cash merger.
Old National strengthens position with Grand Rapids-based Founders Bank & Trust pending acquisition
Evansville-based Old National Bancorp and Grand Rapids-based Founders Financial Corp. jointly announced today the execution of a definitive agreement under which Old National will acquire Founders through a stock and cash merger.
Eye on the pie: Simplifying Indiana’s tax code is no simple matter
The Governor and his select invitees to his closed tax conference last month praised simplifying Indiana’s tax code. It is an idea better loved by Americans than baseball, apple pie or motherhood.
Social Security move to help combat identity theft
To help combat the rising threat of fraud and identity theft, Social Security will no longer issue Social Security number printouts beginning in August. If you need written confirmation of your Social Security number — perhaps your new employer needs verification — and you can’t find your Social Security card, you can apply for a replacement.
Applications open for ‘Best Places to Work’
The Indiana Chamber of Commerce is accepting applications for the state’s annual competition naming the “Best Places to Work in Indiana.” In its 10th year, this program honors top companies as determined through employer reports and comprehensive employee surveys.
- Newsmaker: July 27, 2014
- On the Move: July 27, 2014
SCORE: When it comes to leads, quality trumps quantity
Every new sale begins with a lead. So if you’re trying to grow your small business, it makes sense to generate as many prospects as possible, right? Not always.
- Briefly: July 27, 2014
Union Hospital cuts to come from support staff
The reduction of 150 employees in Union Health System by the end of this year will come from support staff, employees who do not have direct patient care duties, hospital administrators said today.
EYE ON THE PIE: Private sector option to calm violence in streets
We were in Edinburgh at the Pixy Theater waiting to hear the Wright Brothers play.
Christian bookstore to celebrate 30-year mark
The Open Door Christian Bookstore is celebrating 30 years of business in Terre Haute. On July 30, The Open Door staff will host a celebration of the milestone with 30-percent-off coupons, free cupcakes and door prizes throughout the day.
- On the Move: July 20, 2014
Décor tips for outdoors focus of magazine issue
The new issue of the Carpet One of Terre Haute digital magazine – Beautiful Design Made Simple – focuses on getting ready for the summer and expanding living space outdoors.
BUSINESS BRIEFS: July 20, 2014
• ‘Accessible tech’ workshop in works
• Old National to host earnings web cast
• Duke to promote entry-level openings
• Thrift store seeks clothes donations
• Upland wins multiple awards at Brewery Cup
• Technology for people with disabilities workshop at ISU
Restaurant continues lemonade sale cancer fundraiser
In the summer of 2000, the idea behind Alex’s Lemonade Stand Foundation was born when 4-year-old cancer patient Alexandra “Alex” Scott set up a front yard lemonade stand to raise funds and awareness for childhood cancer cures.
Nursery seeks grant applications
The Terre Haute Day Nursery Committee is seeking grant applications from nonprofit organizations for funding in the child care areas of tuition assistance and program development.
ASK SCORE: Looking to expand? Make sure credit measures up
Good credit has always been important for entrepreneurs. But in today’s economy, building and maintaining a strong business credit score is essential for accessing both start-up and growth capital.
SOCIAL SECURITY: Retirement, early or late, is a big decision
If you believe in going all the way or not going at all, there’s a day to celebrate your extreme ways. This coming Saturday is All or Nothing Day.
O’Rourke joins Sisters of Providence team
When Providence Spirituality and Conference Center facilities manager Linda Malooley called Andrea O’Rourke inquiring if she knew of anyone who might be interested in taking Malooley’s position, O’Rourke offered a quick response.
Regional artist to receive Arts Commission development grant
The Indiana Arts Commission announced Friday that one regional artist is among 38 artists throughout the state receiving career development assistance through the agency’s Individual Artist Program grants for Fiscal Year 2015.
Update: Union Hospital notifying workers of layoff
Some employees of Union Hospital are receiving notice that they will be laid off as part of cost reductions.
Convenience stores keep up fight to sell cold beer
INDIANAPOLIS (AP) — Convenience stores in Indiana are keeping up their fight to be able to sell cold beer, as a trade group said Tuesday it was appealing a judge’s decision upholding the state law that prohibits them from selling the beverages chilled.
Fresh coat: Student Painters put business theories to work
James Welch has successfully started his own painting business in the Wabash Valley. It isn’t entirely his business, however, but it certainly appears that way.
Eye on the Pie: Indiana’s small business friendliness: A report card
It must be the season. Another ranking of the states crossed my desk this week. That’s the second in two weeks. This time it’s from the Kauffman Foundation, the Kansas City organization that promotes entrepreneur development, and its polling affiliate, Thumbtack.com from San Francisco. Briefly, this report tells us that Indiana’s small business friendliness rates a grade of B-, 18th of 38 states in the survey.
Social Security benefits of different flavors
Do you scream for ice cream? If so, July’s the month for you. If not, please read on just the same.
July is National Ice Cream Month, and July 20 is National Ice Cream Day. Take your family to get ice cream and you’ll find a variety of flavors. Same with Social Security. Most people think of retirement, but that’s like limiting yourself to vanilla. At Social Security, we offer a variety of benefits.
Business Cents: Know your key demographics, market share
Today I wanted to discuss one of the more frequent questions and challenges that business owners face and also one of the more common reasons companies fail: understanding their market.
Score: Learn the ins and outs of cash flow
You often hear about motorists who suffer breakdowns in the worst possible places because they didn’t bother to check their oil level regularly or ignored their dashboard warning lights. Many small business owners do the same thing when it comes to managing their cash flow.
Davis named interim student affairs VP
Nolan Davis, associate vice president of student affairs at Indiana State University since 2010, has been named interim vice president for student affairs, President Daniel J. Bradley recently announced.
Wireless Mike’s to host grand opening week
Wireless Mike’s will host a grand opening celebration at its new location in Marshall, Ill., beginning Friday.
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